Pedestrians in Seattle have to share busy streets with cars, trucks, taxis, buses and bikes, many of which are operated by distracted drivers. Not everyone understands or observes the rules of the road that govern the right-of-way at crosswalks, stoplights or even stop signs. Unfortunately, this often results in auto-pedestrian accidents. Many of these accidents can cause severe injuries, and may even be deadly.
Dax Jones is a skilled car-pedestrian accident lawyer who has spent many years representing injured individuals through Snohomish, King, and Pierce counties. He provides one-one-one attention to his clients and handles every aspect of an auto-pedestrian accident case on behalf of his clients.
By way of legal definition, walkers and cyclists are both considered “pedestrians.” The same principles apply to both. Walkers and bicyclists are equally eligible for personal injury claims.
What are my options if I’m an injured pedestrian?
Many people falsely believe that, if injured as a walker, jogger, skateboarder, etc, their only option is to attempt to obtain coverage for their injuries through their personal health insurance plan. This is not true—in fact, there are several options available. Here is a quick overview of the possible scenarios for pedestrians injured in the Seattle area.
Scenario 1: The driver has PIP coverage on his car insurance policy:
If the driver that hit you has an insurance plan with personal injury protection coverage (PIP), you will be able to access that policy for medical treatment coverage for the injuries you’ve sustained from the accident.
Scenario 2: The driver does not have PIP coverage on his car insurance policy, but you have PIP or uninsured motorist coverage through your own car insurance.
If the driver doesn’t have PIP, then you will have to go look at your own car insurance policy. If your car insurance policy has the elective uninsured motorist coverage or PIP coverage (or both), then this insurance policy will provide the coverage necessary to treat the injuries you’ve sustained from the car-pedestrian accident.
Scenario 3: Neither you nor the driver have the necessary elective coverages on their car insurance policy, but you have health insurance.
If you did not elect to have uninsured motorist or PIP coverage on your car insurance policy, and the driver of the car that struck you does not have PIP coverage, then you will have to turn to your health insurance to cover the medical treatments.
Scenario 4: The driver does not have PIP coverage, and you do not have uninsured motorist coverage or health insurance coverage.
Both PIP and uninsured motorist coverage are elective options for an insurance policy. If the driver of the vehicle did not elect for PIP coverage on their car insurance policy, and you do not have uninsured motorist coverage or health insurance coverage, you will, unfortunately, have to cover the medical treatments out of your own pocket. There will be no party with whom you would be able to file a personal injury claim.
Too many individuals fail to receive the monetary compensation that they need for recovery because of unwarranted fears and misconceptions about a personal injury claim. At our office we have found that the most common unfounded fears are;
Afraid of navigating the legal system, documents, and phone calls — This fear is understandable if the injured party decides to file the personal injury claim themselves. However, for clients that choose to work with The Jones Firm, we handle all of the legal processes, the phone calls, the paperwork, and all other necessary tasks for you. We have found that our clients are always amazed at the ease of the claim filing when working with us, and more importantly, are almost always awarded a significantly greater monetary compensation for their injuries.
Fear of being perceived as weak for being in pain — This fear usually occurs from hardworking men and women that are used to brushing off bumps and bruises. While the bravery is admirable, it is not wise to discredit pain sustained from a personal injury accident. Many such accidents actually result in significant damage that is not always immediately apparent. Having the appropriate treatment necessary to healing will help to ensure that future health problems do not arise due to the injury. It is prudent and wise to be thoroughly examined and treated following a personal injury.
Fear that filing a personal injury claim will put them on the ‘watch list’ for insurance companies that will unfairly raise their rates in the future — An individual that was not at-fault in an auto-pedestrian accident will not experience unfairly raised insurance rates. Insurance companies recognize that accidents happen, and individuals that were not at fault in the accident should not be penalized for its occurrence.
Obtaining the best results for injured clients:
Drawing on more than 10 years as a Bellevue pedestrian accident attorney, Dax Jones helps victims and their family members through the ordeal that follows a crash. His mission is to obtain the best results possible for our clients injured in a car-pedestrian accident.
Walkers, rollerbladers, joggers and children are quite unfairly often the target of blame in accidents, and need help in defending themselves and their rights. Dax Jones pursues every detail in a case and hires experts when necessary to ensure all of the facts are presented and the responsible party is held accountable.
Contact The Jones Firm online or at 206.496.0579 in Bellevue. Pedestrian accident attorney and Seattle personal injury lawyer Dax Jones meets with clients wherever it is most convenient for them in King, Snohomish and Pierce counties. The initial consultation is free and is NOT limited to 30 minutes, as it is at most law firms.