Redmond is a busy city, and its inhabitants share the streets with buses, trucks, cars, taxis and bikes. These vehicles are sometimes driven by drivers who discern or simply don’t understand the laws that protect pedestrians in stoplights, crosswalks, and stop signs. These drivers are often involved in accidents with pedestrians, and many of them result in severe injuries and even fatal encounters.
Walkers, skateboarders, bicyclists are all considered foot traffic or pedestrians in the eyes of the law and have many options if they are injured in an auto accident. The same principle applies to all pedestrians, and they are all eligible for personal injury claims when involved in a car accident.
What are My Options if I’m an Injured Pedestrian?
Most people don’t realize that cyclists, skateboarders, and walkers are all pedestrians that have many options available if they are involved in an auto accident. Some believe the only possible way of getting coverage is through their personal health insurance policy. However, there are alternatives that you can turn to in order to cover your injuries if you are a pedestrian involved in a car accident. You will find some possible scenarios below, along with a brief explanation of each:
First Scenario: The driver has Personal Injury Protection (PIP) on his car insurance
If you are a pedestrian involved in an auto accident and the driver’s insurance has Personal Injury Protection (PIP). You can use their policy to cover your medical treatment, and it will cover injuries as a result of the accident.
Second Scenario: The driver’s insurance does not include PIP, but your car insurance has PIP or uninsured motorist coverage.
If the driver’s insurance does not feature PIP, you have to turn to your own car insurance policy to cover expenses. As long as it includes PIP, your car insurance policy may provide the coverage necessary to tend to all the injuries sustained in the car accident.
Third Scenario: Neither you or the driver have PIP or uninsured motorist coverage, but you have health insurance.
Uninsured motorist coverage and PIP are complementary additions to your insurance policy but are not mandatory. If neither you or the driver have either of these features, you can turn to health insurance to cover all medical expenses for the injuries suffered in the accident.
Fourth Scenario: The neither you nor the driver have PIP or uninsured motorist coverage, and you don’t have health insurance.
In the case that neither you or the driver have PIP or uninsured motorist coverage, and you don’t have health insurance, there will be no party with whom you can file a personal injury claim. Unfortunately, you will have to cover medical treatment and expenses out of your own pocket.
Forget About Unwarranted Fears
Misconceptions and unwarranted fears about pedestrian accident claims are often the reason behind individuals who don’t receive the right monetary compensation. At The Jones Firm, we often discuss these misconceptions with our clients. The most frequent are:
Navigating the legal system is too complicated as it includes filing documents, making phone calls, etc. – If you are handling your claim by yourself, you may prove this myth to be true. However, if you work with The Jones Firm, Dax Jones will take care of all the legal process, paperwork, and other necessary steps to file your claim successfully. Our service is all about delighting our clients and getting you the right compensation while minimizing your stress.
Being in pain makes you weak – It’s no surprise that hardworking men and women are usually afraid of showing signs of weakness. They believe pain and suffering from a personal injury will be perceived as weakness, so they decide against pursuing a claim. This seems brave, but can lead to numerous physical complications, all the result of a pedestrian accident. In order to prevent difficulties and complications you must always get the right medical attention.
Filing a personal injury claim will put you on insurance companies’ “watch list” which will result in unfair rates in the future – Accidents happen — even insurance companies understand that. If you are involved in a personal injury accident that is not your fault, it will not cause in higher rates.
Helping Injured Clients Fight a Winning Battle
Dax Jones has over 10 years of experiences when it comes to car-pedestrian accidents and other personal injury claims in Redmond. He has helped countless victims and their families through the whole ordeal following a pedestrian accident. At The Jones Firm, we have one mission — to get the best possible result for our clients.
Joggers, rollerbladers, skateboarders, walkers and even children are unfairly blamed for accidents, and often need help defending their rights. Dax Jones will pursue all the details on the case, major and minor, and will present the facts accurately if your case goes to trial. He will hire experts at the right time and will assure the responsible party is held accountable.
The Jones Firm has many Practice Areas, which include:
Dax Jones is a pedestrian accident and personal injury attorney, and meets with clients in Redmond whenever it’s convenient for them. The first consultation with Dax is free, and it’s not limited to 30 minutes like most law firms. You can contact The Jones Firm at 425.256.2351 or by filling out our online form to start working on your Redmond pedestrian accident claim today!